Similar schemes are used to arrange installment plans. This is unlikely to work in retail stores, because there an employee checks your documents and processes the application. But online trading is more vulnerable to fraud.
In some online stores, installments are issued online. You add the product to the cart, and when choosing a payment method, select installments. A standard bank form opens, which you need to fill out and wait for a decision. Often, no additional confirmation is required. There is no need to even take a photo with the document in your hands and send it to the bank or store administration.
If criminals have your passport details, they can register the purchase in your name. They then inform the courier that the goods will be picked up by another person, not the owner of the document. Under the terms of the installment plan, there is sometimes no need to make a down payment when placing an order. The criminal gets the expensive item for free and disappears, and you have to pay for his purchase.
Forged passport
A criminal can make a fake passport from scratch. He can repeat denmark mobile database watermarks and bypass all the document's security features, although this is difficult. In today's world, this will do little. All the information in such a document will be fictitious. No database will contain a match for the number, series, or date of issue. Therefore, criminals often use documents of real people. For example, they re-glue a photograph. This scheme is sometimes used to conduct fraudulent schemes in real estate transactions.
A criminal does not necessarily have to have another person's passport to impersonate them. If they have obtained information from the document, the fraudster can make a fake document. If the forgery is of high quality, the attacker can impersonate you almost anywhere. They will not pass verification only in the organization that has access to the real document or biometric data about the owner.
As a rule, a passport is required to obtain a SIM card. But these requirements are not always strictly observed. Sometimes it is enough to go to a communication shop with a photocopy. When a client does not have a document with him, but for some reason has a copy, this should raise suspicions. But it happens that the shop employees do not even think about it. To create a photocopy, you need the original, but there are ways to get around this restriction.
Criminals edit document scans or even use special software to generate images. If passport data is available, the fraudster can simply enter it into the image, add their photo and print it. Images on photocopies are of low quality. It may be more difficult to notice a forgery on them than if you hold the document in your hands.