How to Invest in the Future

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In conditions of economic instability, many people are looking for a tool that will at least allow them to reliably protect their money. And ideally, it will allow them to receive additional income not just once, but regularly, over many years.

Aktivo Commercial Director Mikhail Kostromin explains which assets can grow in price in the long term, how reliable they are, and what their features are.

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Bank deposits and savings accounts
In April, the Central Bank of the Russian Federation thailand telegram database again kept the key rate at 16%, which it set in December 2023. Therefore, bank deposits and savings accounts are now an instrument with good profitability. In February-March, the ten largest banks had a maximum rate on ruble deposits at 14.7-14.8%, as the Central Bank of the Russian Federation says .

But both bank deposits and savings accounts are more of a medium-term asset than a long-term one. And sometimes even a short-term one.

Most of them are designed for six months to a year, less often for two or three. After the term expires, the terms of the deposit - including the rate - will most likely change significantly. Therefore, opening a new one for another conditional three years may not be so profitable: everything depends on the economic situation.