Examples of nonbanks in Switzerland:

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With a neobank, all you need to manage your money is access to their mobile app and your Holafly eSIM (or a stable connection).

What characterizes neobanks?

100% digital opening : from your mobile malaysia phone number library phone and without having to go to a branch. Some allow you to open accounts even without permanent residence in Switzerland.
Low or no fees : They often eliminate fees associated with maintenance or international transfers.
Advanced financial management : Their apps offer alerts, spending analysis and real-time budgeting tools.

N26 – perfect for expats. Offers international transfers with built-in Wise and in-app financial control.
Revolut – Ideal for travellers, with fee-free currency exchange and automatic savings features.
Yuh : A Swiss neobank that combines traditional banking with investment options accessible from its platform.
International banks
Large international banking institutions operating in Switzerland are an excellent choice for those who need to manage their finances across multiple countries. They offer sophisticated services such as tax advice, multi-currency accounts and streamlined international transfers.