Requirements for borrowers for life insurance in Rosgosstrakh

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Register and evaluate all earning opportunities for free Register How insurance companies receive VTB accreditation The accreditation process of the SC is carried out in accordance with the regulation approved by the financial organization. It occurs as follows.

The insurer sends documents and information to the paytm data bank to consider the issue of inclusion in the list; The bank then checks the provided materials for completeness and compliance with the established criteria (up to 60 working days from the date of receipt of the documents); Following the inspection, within 10 days from the date of the decision, the bank notifies the insurer of compliance or non-compliance with the established requirements.


The inclusion of the insurance company in the list of accredited ones depends on this. The credit institution checks how the insurance company is doing twice in 12 months (April 15 and August 15). It evaluates the financial indicators, risks, and other circumstances regarding the organizations that previously received accreditation. Based on the results of such an analysis, the bank can stop accepting policies from each of these insurance companies. Then the insurance company is excluded from the list for the period of eliminating the factors due to which its accreditation was suspended. If it then sends confirmation that actions have been taken and work on the shortcomings has been completed, it will be included in the list again.