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Mortgage for the self-employed in 2025

Posted: Sun Jan 19, 2025 4:47 am
by sadiksojib35
What is the easiest way for self-employed people to get a mortgage? Which banks provide mortgages to self-employed citizens, how to increase the chances of loan approval and what steps to take if you tunisia whatsapp number data are denied a mortgage? Andrey Kreer, founder of the financial ecosystem Infull, answered these questions.

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Content:

Who is self-employed?
What is the difference between a self-employed person and an individual entrepreneur?
Do they give mortgages to the self-employed?
How to get a mortgage for the self-employed
Which banks provide mortgages to the self-employed
How to Increase Your Chances of Getting a Mortgage
What to do if you are denied a mortgage
Mortgage refinancing for the self-employed
Can a self-employed person get a mortgage deduction?
Can a self-employed person be a co-borrower on a mortgage?
Results


Who is self-employed?
Federal Law 422-FZ of November 27, 2018 defines self-employed citizens as "payers of tax on professional income." In other words, a self-employed person is someone who works for themselves.

These can be different freelancers: tutors, photographers, designers, copywriters, nannies, manicurists, home bakers and other specialists who earn money by their labor without being registered with a company under an employment contract. This category also includes people who receive income from renting out residential real estate.