Associated with the risk of financial losses
Posted: Mon Dec 23, 2024 5:04 am
For example, these may be losses incurred as a result of a forced interruption in production; layoffs due to the liquidation of the employer. This group also includes title insurance, under which the policyholder receives compensation in the event of loss of ownership of property due to legal claims of third parties
Liability insurance
Includes risks associated with the need for the policyholder to compensate for damage caused to other people or their property. For example, the appointment of treatment that led to the patient's disability (if we are talking about professional liability), damage to a car in an accident (OSAGO), flooding of someone else's apartment
In addition, Russian legislation provides for two forms of insurance coverage - mandatory and voluntary.
Mandatory and voluntary insurance
Voluntary registration of the service is a conscious choice of masse sms the policyholder. If desired, you can insure a car, an apartment, a summer house, a pet, your life, health, individual parts of the body - in general, anything.
The need to obtain compulsory insurance, as well as the objects of insurance, risks and other conditions for each program are dictated by law. This is social, compulsory medical insurance, compulsory motor third-party liability insurance, deposit protection, carrier liability in case of harm to passengers, and so on.
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What is compulsory motor third-party liability insurance: everything you need to know
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Having life and health insurance coverage may be necessary to obtain a visa or entry into some countries, but from the point of view of Russian legislation, such insurance is not considered mandatory.
The role of insurance activities in the life of the state
Despite the fact that insurance is not as popular in Russia as in Europe.
Liability insurance
Includes risks associated with the need for the policyholder to compensate for damage caused to other people or their property. For example, the appointment of treatment that led to the patient's disability (if we are talking about professional liability), damage to a car in an accident (OSAGO), flooding of someone else's apartment
In addition, Russian legislation provides for two forms of insurance coverage - mandatory and voluntary.
Mandatory and voluntary insurance
Voluntary registration of the service is a conscious choice of masse sms the policyholder. If desired, you can insure a car, an apartment, a summer house, a pet, your life, health, individual parts of the body - in general, anything.
The need to obtain compulsory insurance, as well as the objects of insurance, risks and other conditions for each program are dictated by law. This is social, compulsory medical insurance, compulsory motor third-party liability insurance, deposit protection, carrier liability in case of harm to passengers, and so on.
What is compulsory motor third-party liability insurance: everything you need to know
Read the article
Having life and health insurance coverage may be necessary to obtain a visa or entry into some countries, but from the point of view of Russian legislation, such insurance is not considered mandatory.
The role of insurance activities in the life of the state
Despite the fact that insurance is not as popular in Russia as in Europe.