Advantages and risks of investment life insurance
Posted: Wed Feb 12, 2025 3:37 am
That is, despite receiving investment income, the policy should work as protection against damage to health and life. The money you transfer is recorded as an insurance premium. When the money is returned to you, this is considered an insurance payment. Investment income life insurance premiums.
The cash contributions that the insurance company received from the insurer also include 2 parts: Warranty 100% of the money from this part will be returned to the client at rich people phone number list the end of the period during which the agreement is valid. The insurance company invests its finances in objects protected by the state or regulator. For example, OFZ, deposits of the country's leading banks. In government and municipal securities. They do not bring much profit.
But they are reliable. With them, it is easier to save the client's money. And also to cover possible damage if the remaining funds are invested unsuccessfully. Investment. It is also called income. As the name suggests, the policy owner profits from the assets of this part. The insurer invests funds in high-risk assets. Therefore, the profitability of the investment part cannot be guaranteed. Profit depends on many factors. Including the state of the market. And no insurer can influence this. Nevertheless, the invested funds will be returned in full in any case, even if you fail to earn anything extra. But check with the insurance company where you are taking out the policy.
The cash contributions that the insurance company received from the insurer also include 2 parts: Warranty 100% of the money from this part will be returned to the client at rich people phone number list the end of the period during which the agreement is valid. The insurance company invests its finances in objects protected by the state or regulator. For example, OFZ, deposits of the country's leading banks. In government and municipal securities. They do not bring much profit.
But they are reliable. With them, it is easier to save the client's money. And also to cover possible damage if the remaining funds are invested unsuccessfully. Investment. It is also called income. As the name suggests, the policy owner profits from the assets of this part. The insurer invests funds in high-risk assets. Therefore, the profitability of the investment part cannot be guaranteed. Profit depends on many factors. Including the state of the market. And no insurer can influence this. Nevertheless, the invested funds will be returned in full in any case, even if you fail to earn anything extra. But check with the insurance company where you are taking out the policy.