The VTB press service noted that in terms of payments

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citizens via the SBP increased by a quarter compared to the first quarter, and the number of transactions for payment for goods and services increased by 1.7 times. The number of enterprises that accept payment via the SBP increased by almost 60% compared to the previous quarter and exceeded 1 million. At the same time, Russian citizens began to pay for purchases via the SBP five times more often than a year ago.

The press service of VTB PJSC reported that since 2020, there has been a rapid overall market growth in the share of the SBP service; it has already replaced transfers by honduras whatsapp resource card or account number, becoming the main payment channel for clients. "It accounts for 80% of all transfers in VTB. The popularity of the SBP is due to the absence of a commission for transfers up to 100 thousand rubles and the ease of use of the system - all you need is a phone number. At the same time, over the past year, the average transfer check through the SBP has decreased by 5%, which confirms the availability and increasing use of the SBP in making routine daily transactions. According to our estimates, the development of non-cash transfers through the SBP will continue, and next year the growth may amount to 10-15%," the bank's press service said.

, the growth in transactions is primarily due to the increased coverage of the SBP technology due to the multiple growth in the number of legal entities using this payment method, while clients have become accustomed to it and have experienced its advantages in practice. "All this increases public confidence in the technology and increases the frequency of transaction use. Over the past six months, VTB clients have conducted more than 23 million transactions worth almost 58 billion rubles through the SBP using a QR code. The number of payments has increased eightfold, and their total volume has increased fivefold compared to the same period last year. Payments through the SBP compete with bank cards and accessible contactless payment methods, for which banks offer various bonus programs. Therefore, we believe that a full-fledged and centralized incentive program for the SBP with the support of the regulatory authority will allow us to increase the volume of payments through the SBP many times over, and in the future can bring payments and transfers to the same level," the bank's press service concluded.

The press service of Otkritie Bank reported that the upward trend in the growth of the volume of transactions through the SBP is associated with the active use of the service in offline stores as an alternative to the gone contactless payment methods, as well as with the active popularization of the service among the population.

The press service of Tinkoff Bank commented: "We see that alternative payment methods to cards, which, in addition to the SBP, include banks' own Pay solutions, are gaining more and more popularity, while the share of card payments is falling. The fact is that it is more convenient for buyers to pay by phone using the SBP or Pay solutions, rather than by card."

Igor Dodonov, an analyst at the financial group Finam, believes that the main benefit for businesses when using the SBP is saving on payment services, and the commissions that businesses pay when paying for goods or services via the SBP are 0.7%, while fees for bank acquiring can reach 2% or more. "That is why businesses are trying to persuade customers to use SBP payments whenever possible. The digital ruble is an alternative form of non-cash money, and the SBP is a non-cash payment service. Their distribution will contribute to further changes in the structure of the non-cash payments market, but, in my opinion, it is unlikely to have any significant impact on the sphere of cash circulation in the next few years," Igor Dodonov says.