Do restaurants have to accept card payments?

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Cash is still a popular means of payment in Germany. But smartphones and credit cards are also being used more and more frequently to pay bills. Guests also expect flexible payment options in restaurants. While some establishments have long accepted credit cards, others continue to only accept cash. Our article shows the advantages and disadvantages of accepting credit cards.

Contents

Accepting jordan phone data credit card payments: advantages
Disadvantages of Credit Card Acceptance
Which credit cards should you accept?



Do restaurants have to accept card payments?
In your restaurant, you decide whether you accept cash, debit cards and/or credit cards. There are no legal obligations to do so. Accepting cash is not an absolute necessity either, although it is widely used as a general means of payment. However, it is crucial that the payment options are clearly communicated. It is best to place a clearly visible notice at the entrance or at the cash register. This way, you inform your guests in good time and ensure that the payment process runs smoothly.



Accepting credit card payments: advantages
Although cash is the most popular payment method in Germany, cashless methods are becoming increasingly popular. You can use the trend in your restaurant and benefit from the following advantages:

Increased revenue: When you accept credit cards, your guests are not limited by the physical money in their wallet. When people make cashless payments, they tend to spend more, which can lead to a significant increase in revenue for your restaurant .
Encourage spontaneous purchases: By accepting credit cards, you can increase the average amount per table. Guests also have the opportunity to choose unplanned additional offers such as desserts, special drinks or upgrades.
Security: Less cash in the establishment means a lower risk of theft or loss. You also reduce the risk of accepting counterfeit money. Electronic transactions are also traceable, which offers additional security.
Convenience: You can increase the satisfaction of your guests with credit card payments. After all, many people prefer the easy and quick processing of credit card payments. Use this for your restaurant marketing !
Mobile payment: Accepting credit cards also allows you to use mobile payment systems such as Apple Pay or Google Pay. These transactions are usually faster because no PIN entry or signature is required. This ensures additional efficiency for your staff and satisfaction for your guests.
Internationality: Travelers and business people from abroad often use credit cards. If you accept this payment method, you make your business attractive to this target group.
Increased efficiency: Credit card payments are often processed faster than cash payments. This allows you to shorten waiting times, relieve your staff and increase throughput, especially when there are high volumes of guests.
Digital Traceability: Electronic transactions make restaurant accounting and financial management easier because all transactions are automatically recorded and easily traced.

QR codes in restaurants are a practical element. You can use them for menus, self-